RIB insurance, what we look for? and who quotes?

At JBT Marine when people ask us about insurance for their RIBs, We tell them a couple of things:

The first is that our RIB insurance Brokers Heath Lambert tell us that we should not give advice about Rib insurance???? Sounds strange I know but its all to do with the Financial regulations to do with the Insurance industry.

The second thing that we tell our RIB buying customers about Rib insurance is that we always make sure that our Rib insurance covers us for underwater gear. The main reason for this is that if you think about it the most likely accident to happen that you simply can’t avoid is hitting something that you can’t see… so it make sense that insurance for what is underwater on your RIB might be a good thing to insure!

We also have a good look at our Rib insurance Policies to make sure that it really covers us for what we want to do weather it be Channel crossing or water skiing.

Other than this I think it makes sense to deal with reputable insurance companies and Brokers that have a good track record for sorting things out when they go wrong. Lets be honest its only when things go wrong that you need your RIB insurance anyway, so it might as well be good. Unfortunatly this is not always the cheapest, like so many things in life, you get what you pay for!

Here is a video of an out of control Ocean Rib in the Solent that has lost its skipper, I suspect he wasn’t wearing his Kill cord? Lets hope he had good Rib insurance.